Zales Credit Card Application Guide
Zales Jewelry Credit Card offers its customers an excellent opportunity to purchase costly jewelry at the lowest cost by using their exclusive financial plans and exclusive features. The card is offered by Comenity Capital Bank and provides customers with a seamless operation experience.
Zales Credit Card Benefits
Zales Cardholders are entitled to incredible benefits that are exclusively available to them like:
- Shipping is free within 3 business days within the US and US territories
- Zales Credit Card members will receive exclusive coupons for Cardholders only
- Reminders for jewelry inspections and cleaning reminders throughout the year
- $50 off plus on your birthday, if the account was opened during the month of your birthday or within two months after the birthday
- 10 percent discount on repair service when you make use of Zales Credit Card. Zales Credit Card
Charges, Rates, and Fees
- There is no annual fee
- There is no interest if you pay in the entire amount each month in the promotional plan
- APR – 29.99 percent If you do not pay in full within the specified time
- Transaction Fees: $9.95 Per promotional purchase
- Penalty Fees up to $38
- The APR for cash advances is not included.
Application requirements procedure
To be eligible to apply to Zales Credit Card, the Zales Credit Card applicant needs to meet the following requirements.
- It is necessary to be a legal US resident
- Age must be 18 years old age or older.
- Are you able to use an active Social Security Number (SSN)
- Be sure to have a valid government-issued photo ID
- You must possess an email address that is valid
How do I apply
- Go to the Zales Credit Card official website at https://www.zales.com/
- Select the “Apply Now “APPLY NOW” link at the top of the page.
After that you will be redirected to the application page where you need to provide the information below:
- Legal First name
- Middle Initial (optional)
- Last Name
- Suffix (optional)
- Social Security Number
- Date of Birth
- Annual Income
- Intended purchase amount
- Zip Code
- Street Address
- Suite or Apartment (optional)
- Email Address
- Mobile Phone
- Alternate phone
- Click “Continue” to proceed, fill the rest of the application process as you directed, and submit.
- If your application is accepted after which you will be in a position to manage your, Zales Credit Card, through the online account of your card.
To cancel or activate the card
To make use of the card, users must make sure they activate their Zales credit Card. To activate your card, contact us toll-free at 1-844-271-708 and ask the customer service representative to activate your card by providing the necessary information that you will be requested. It is also possible to make the request online, under the section for activation of your card.
If you wish to close your account on your credit card, visit the bank that issued your card i.e. Comenity Capital Bank or dial the above number to speak to the customer service.
To log in to the account online
- Cardholders have to sign up with their Zales Credit Card to access the account online. To register, they must input the following details i.e. Zales credit card account number, zip/postal Code identification type, and number.
To determine the status of the login
Anyone who wants to see their application log-in status can dial 1-844-527-2708 and talk to the customer care representative by providing the reference number for their application. The number can also be used to call the number to ask any questions concerning Zales Credit Card.