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How to Get Discover to Lower Your Interest Rate
24/03/2021 · No, there is no standard Discover Card interest rate; Discover card interest rate can be as low as 11.99% (V) or as high as 22.99% (V), depending on your credit. If you have excellent credit, you might get a rate at the low end of the range. But if your. credit is just barely good, you’ll probably pay 20%+.
How to Lower Your Interest Rate With Discover Card | …
Discover Card doesn’t have to lower their rate, but if you explain to them that you are determined to get your finances in order and are weighing offers from competing credit card providers, then they may counter your offer with a lower rate. Your goal is to have your current rate reduced as much as possible.
FAQ will discover card lower my interest rate
What is the interest rate for discover it cards?
Discover card interest rate can be as low as 13.74% or as high as 24.74%, depending on your credit. That applies to all Discover it cards for people with good or excellent credit. If you have perfect credit, you might get a rate at the low end of the range.
What should I do if my Discover Card doesn’t lower my rate?
If your rate hasn’t been lowered, call customer service again, and inform Discover Card that the promised rate has not been applied. If Discover Card agrees to your request for a lower rate, then continue to make payments on your balance until your card is paid off.
How long does it take to pay off Discover Card?
That means it could take many years for you to pay off your Discover card, but if you obtain a lower interest rate, you will get out of debt quicker. Gather your most recent Discover Card statement and review it for your current interest rate. Identify your account number and find the contact number for customer service.
How do I find the APR on a Discover Card?
Keep in mind that the APR is the annual interest rate on your account. To calculate your daily interest rate, divide the APR by 365 for the number of days in a year. How to find the interest rate on a Discover card: Check your statement: Look under the “Interest Charge Calculation” section.
How to Lower Credit Card Interest Rates
How To Get The Bank To Reduce The Interest Rate On Your Credit Card | How To Get Lower Interest Rate
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