-Bank of America EDD Debit Card Login – Credit Cards Login

Bank of America EDD Debit Card Online Access

The Bank of America EDD Debit Card members, who have received their new cards in the mail, can activate it online and sign in for an online account for easier, faster and more secure benefit payments. The card allows the users to access their benefit payment funds out of their EDD Debit Card account.

EDD Debit Card

The EDD (Employment Development Department) Debit Card is a convenient way to receive California Unemployment Insurance, Disability Insurance, and Paid Family Leave benefit payments. The card is personalized in the benefit payment recipient’s name and the name will appear on the EDD Debit Card.

The debit card is provided by the EDD with Bank of America and valid for 3 years from the date it has been issued. A Visa EDD Debit Card is automatically mailed to the claimants who are determined eligible for benefits and the benefit payments will be deposited to their card account.  Direct deposit transfers to a checking or savings account are also available plus cash access through tellers at any Visa bank or credit union. The card is not associated with a credit line. Hence, it will not show up on your credit report and affect your credit score.

Benefits of EDD Debit Card

  • No more waiting for checks in the mail as you will get instant access to your benefits with EDD Debit Card.
  • Use in stores, online, by phone everywhere Visa Debit Card is accepted
  • Get cash back with a purchase at many grocery and convenience stores
  • Access cash at ATMs, a point of sale terminals and at any bank or credit union that accepts Visa
  • Transfer money to your personal deposit account
  • No check cashing fees
  • Make purchases; pay the bills and more

Rates and Fees

Accessing your money through EDD Debit Card can be completely free if you use your card carefully and wisely. Most of the merchants do not charge a fee and even offers cash back when you make a purchase. Here is a list of no fees for the following:

Avoidable Fees

  • Cash back with purchases at grocery stores, drug stores, and US post office locations
  • ATM withdrawals at the domestic network that refers to Bank of America ATMs
  • Two free ATM withdrawals for each deposit at non-BOA ATMs
  • Unlimited direct deposit transfers to a checking or savings account
  • Unlimited teller cash access at any bank or credit union that accepts Visa
  • No limit for balance inquiries at BOA ATMs and Online Customer Service

Also Read: Kohl’s Credit Card Application,Login and Bill Payment Guide

Applicable Fees

ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain transaction and there are fees to provide some certain services such as:

  • ATM withdrawals fees (all the ATMs outside Bank of America) – $1
  • International ATM withdrawals- $1
  • Emergency Cash Transfer, domestic- $15
  • International Transaction – 2%
  • Replacement Card (express delivery and international) – $10

To Activate your EDD Debit Card Online

If you have just received your Employment Development Department or EDD Debit Card in the mail, you should activate it as soon as possible. The activation is required to start using the card and enjoy all the benefits.

In order to activate an EDD Debit Card Online, you can follow the brief guide provided below:

  • Visit Bank of America EDD Debit Card Official website at
  • Click the “Activate My Card” from the top of the page and you will be directed to the activation page

EDD Debit Card activate

  • Enter your EDD Debit Card in the field on the page
  • Click the “Continue” button to proceed
  • Select your Personal Identification Number (PIN) and follow the on-screen instruction properly to activate your card.

EDD Debit Card Activate My CardTo Make a Purchase with Visa EDD Debit Card

Once the card is activated, you can start to use it and access to your funds on it 24 hours a day 7 days a week everywhere Visa debit cards are accepted. You can make purchases either with a signature or a PIN.

To buy things, you need to swipe or present your EDD Debit Card and choose ‘credit’ option. Then sign, take your card and receipt.

For purchasing using your PIN, swipe your card; choose ‘debit’ and enter your PIN. Select the amount if you want to cash and it will be added to your purchase. Now, take your card, cash, and receipt.

Sign into your Bank of America EDD Debit Card Account Online

In order to manage your card more conveniently and keep track of your account transaction activity, you can sign into your Bank of America EDD Debit Card Online Account. The online service is available 24/7 and using it, you can perform a lot of activities like

  • Check account balance
  • View transaction history
  • Check date and amount of last deposit
  • Access direct deposit fund transfer
  • Change the PIN
  • Dispute form or affidavit
  • Active alerts that you would like to receive and stay informed
  • ATM locator and much more

To get all this convenience, you have just to sign in EDD Debit Card Account online by visiting Bank of America EDD Debit Card Homepage. Here is a short guide provided for you to log in.

Go to

  • Navigate to the top right-hand side of the page and enter the username of your EDD Debit Card Online account in the specified field
  • Check the “Remember Username” box to store the info on the device you are using currently.
  • Click the “Sign In” button to move forward.
  • Provide the password to access your EDD Debit Card Account online.

EDD Debit Card loginIf you are using the online account of your EDD Debit Card first time, you will be required a username to sign in. For that, click the “Need Username?” link under the ‘Remember Username’ feature and enter your EDD Debit Card number.

Forgot Username

The EDD Debit Cardholders, who cannot remember their Online Account Username, can retrieve it and regain access of their card account. To retrieve the username, you need to click the “Forgot Username” link next to the ‘Need Username’ option and submit your email address to receive the username associated to your EDD Debit Card Online Account.

Bank of America Prepaid Mobile App

You can access your EDD Debit Card account in your smartphone through BOA Prepaid Mobile App that can be downloaded from App Store and Google Play. The app offers more control through its features that include

  • View your most up to date balance anytime anywhere
  • Easy biometric login with fingerprint or facial recognition
  • Set convenient alerts of your payment arrival and low balance
  • Turn your EDD Debit Card off if you misplace it and turn it back on when you find the card.
  • Quickly view all of your most recent transactions
  • Find nearby ATM locations

The Username and Password used on the App are not connected to the user login credentials that are used on the EDD Debit Card Online Account of the prepaid website. You may set up as the same username and password but it is not required.

Bank of America Debit Card Customer Service

If you have any question regarding your card, you can communicate with Bank of America EDD Debit Card Cardholder Services by telephone.

Phone Number: 1-866-692-9374, 1-866-656-5913 (TTY), 1-423-262-1650 (outside the US)

Or, you can write to

Bank of America EDD Debit Card Cardholder Services

P.O. Box 8488

Gray, TN 37615-8488

Email Address: [email protected]

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