– Merrick Bank Visa Credit Card Application & Login Online – Credit Cards Login

Merrick Bank offers the Merrick Bank Visa Credit Card to the consumers with any credit history or score and allows them to access the card account online for a better way to take control of their finance. You can apply for a secured Merrick Bank Visa Credit Card and sign up for online access after the approval in the convenience of the mouse-click at home from your desktop or tablet at any time anywhere.

Eligibility & Requirements You Need for Merrick Bank Visa Card

Merrick Bank Secured Visa Credit Cards are specially meant for the consumers with poor or little to no credit history and trying to build or rebuild their credit. They can be approved for the card no matter what their credit score is if they fulfill all the requirements and eligibility set forth by Merrick Bank such as:

  • Must be at least 18 years of age having a verifiable physical US home address
  • Have a valid Social Security Number
  • Do not have a pending bankruptcy filing that has not been discharged by the court
  • Do not have any outstanding federal, state or local tax obligation
  • Must meet the mandatory income assessment and identity verification requirements established by the government for all credit card application

Features & Benefits of Merrick Bank Visa Credit Card

With a Merrick Bank Visa Credit Card, the users will enjoy the following card-member benefits.

  • Get your updated FICO Score each month for free with goScore, a complimentary benefit available to all Merrick Bank customers online.
  • $0 Fraud Liability Protection of Visa for unauthorized charges made with your Merrick Bank Visa Credit Card or Account information.
  • Flexible and convenient payment options- check, phone or online, to help you pay on time and build your credit.
  • No need to call or additional security deposit for credit line increase Automatic and Regular Credit Line Review.
  • Free 24/7 Online and Mobile Access in Cardholder Center available in Merrick Bank site or goMobile app to manage your card account online.
  • Get rid of the worry about your statements that can be lost through the paper delivery channel with the simple, eco-friendly, clutter-free paperless online statement.
  • Set up account alerts of your choice to be informed of the changes to your account that you care about.
  • Free access financial education in Merrick Learn section for the latest credit building, budgeting, and money management resources and many more.

How to Apply for Merrick Bank Credit Card Online

There are two options of credit: Merrick Bank Platinum Visa Credit Card and Merrick Bank Secured Visa Credit Card, available for the consumers to apply for. Below are the sort details to initiate the online application of each card.

Apply for a Merrick Bank Platinum Visa with Pre-Qualified Mail Offer

Merrick Bank Platinum Visa Credit Card is offered to the selected customers received a mail offer from Merrick Bank. The offer indicates that your credit profile met the standards required for the card and you can be an eligible cardholder. So if you have the invitation letter and want to accept the offer, you can

Merrick Bank

  • Enter your Acceptance Certificate Number, the Last Name exactly appeared on your offer letter, and Email address in their respective fields.
  • Click the “Apply Now” button to begin the application.

Those, who do not have the Acceptance Certificate number, can click the “Can’t find your Acceptance Certificate Number?” under the field and provide the following information to see if they match a pre-qualified offer. Do not worry; this checking will not affect your credit score.

  • First Name
  • Middle Initial
  • Last Name
  • Address Type (Street address, PO Box or Rural Route)
  • Date of Birth
  • Last 4 digits of the Social Security Number
  • Previous Zip code if you have moved in the last 30 days
  • And Email Address

Apply for a Merrick Bank Secured Visa without any offer

The consumers without any prescreened offer can follow the steps listed below to apply for a Merrick Bank Secured Visa Credit Card on the web.

  • Go to
  • Scroll down and click on the “APPLY NOW” button under the ‘SECURED VISA’ in the middle of the homepage.
  • You will be directed to the Merrick Bank Secured Visa Card page where you have to again click the “Apply Now” button.
  • Entering the application page, first, choose your card design and input some of your personal information like name, address, email, phone number, DOB, SSN, and mother’s maiden name.
  • Continue to the next step and provide the requested financial information including your income.
  • Move to the thirst step that is E-Sign disclosure.

Complete the rest of the steps i.e. summary of terms, fund your account and application summary one by one following the instruction on the screen to finish the application procedure.

How to Login Merrick Bank Credit Card Online Account  

After getting the approval and received the new Merrick Bank Visa Credit Card, the cardholders can sign up for Online Access and log into their online account to manage the card account virtually and use all the features and tools of the service. To log in, you can

  • Visit Merrick Bank website or Merrick Bank Login Page at
  • Enter the Username/Email and Password associated with your Merrick Bank Online Account in their specific fields on the ‘CREDIT CARD LOG IN’ box in the right-hand side of the page.
  • Check the “Remember Me” box if you want to store the information on the device you are using to speed up the future login process.
  • Click the “LOG IN” button

If you are not registered for online access, you can click the “Not enrolled? Signup Now” link at the bottom of the ‘CREDIT CARD LOG IN’ tab and create the required login credentials.

Login Assistance

The Merrick Bank Credit Card Online Account users can retrieve their account username and reset the password, if needed, by clicking the “Forgot username or password” link below the login button and submit the requested information.

Contact Information

Merrick Bank Customer Service Number 1-800-204-5937

To check the account balance, make payments or for other general customer service inquiries, call (844) 548-9721

Mailing Address

Merrick Bank

Customer Service

P.O. Box 9201

Old Bethpage, NY 11804-9001

For application inquiry, you can write to

Merrick Bank

Credit Department

P.O. Box 1442

Draper, UT 84020-1442


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