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With Discover it secured card reddit, you’ll find a variety of benefits for cardholders across a wide range of credit scores. There are strong options here for high-earning cash back, travel rewards, credit building, and more – plus you’ll get some top-tier perks and one-of-a-kind opportunities courtesy of our partner, Discover it secured card reddit.
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Just got a Discover IT secured card! : CRedit – reddit
The Discover it Secured is the only card worth using since it’s the only one of its kind to offer any rewards. The cherry on top is their cashback match once you have the card for a year. You’re essentially getting 2% on everything and 4% at gas stations and restaurants. My Discover it Secured graduated after 8 months and during that time, I called a couple times to get credit …
How does the Discover IT Secured card work? – reddit
How does the Discover IT Secured card work? from personalfinance
A secured card is for someone with poor credit history. They aren’t eligible for normal (unsecured) cards, so to prevent the Catch-22 of needing credit to repair credit, you can get an unsecured card. In this case, you put $200 to get a $200 limit. You get the $200, plus some interest (minimal), back when you close the card.
FAQ discover it secured card reddit
Is discover it secured credit card a real credit card?
A secured credit card is a real credit card. Not a prepaid card or debit card. Generally, prepaid cards and debit cards do not report to the 3 major credit bureaus. But the Discover it® Secured Credit Card reports your activity so you can build a credit history.
Why was I declined for a discover it secured card?
Factors such as income, filed (in process) bankruptcy, dismissed or recently discharged bankruptcy, debt or recent delinquency may prevent your ability to be approved. The Discover it ® Secured credit card also requires a security deposit so you would be declined if you do not provide this deposit as part of your application.
How does discover help build credit?
Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may impact your ability to build credit.
What is a secured credit card?
A secured credit card is designed for people who are looking to build or rebuild their credit. It looks and acts like a traditional credit card except that you provide a security deposit as collateral for your credit card account.
HOW To Get APPROVED For DISCOVER It Secured CARD… [BEST SECURED CREDIT CARD]
Discover it Secured Card Review | BEST Secured Card For Building (Or Rebuilding) Your Credit?!
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