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What is the minimum finance charge on a Discover Card?
29/03/2020 · Discover(DFS) – Get Report The minimum payment due will be the greater of $35 or 2% of the new balance shown on your billing statement, or any interest charges and late fee shown on your billing statement plus $20.
What is the Discover Minimum Payment? – WalletHub
19/04/2021 · The Discover minimum payment is the greater of $35 or 2% of the full balance plus any past-due amount, or $15 plus new interest and late fees. If the entire balance is lower than $35, then the balance amount is the minimum payment. The Discover minimum payment calculation is a bit unusual. Most other major credit card companies charge 1% of the …
FAQ discover credit card minimum finance charge
How much is the minimum payment on a Discover Card?
If the entire balance is lower than $35, then the balance amount is the minimum payment. The Discover minimum payment calculation is a bit unusual. Most other major credit card companies charge 1% of the balance plus interest and fees, or a flat dollar amount (e.g. $25), whichever is higher.
What is the minimum charge on a credit card offer?
Therefore, no minimum charge is imposed. And, of course, there are finance charges on the balance due on the card. As of mid-2020, interest rates on credit card balances range from 13.99% to 25.99%. The average is about 19% for a new offer.
What are the fees associated with a credit card account?
Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by July 10, 2012 and up to 5% fee for future balance transfers will apply. Annual Fee: None.
When is the due date on a Discover Card?
The due date is included on each monthly statement and will always be the same date each month (e.g. the 15th). If you don’t pay a Discover card’s balance in full by the due date, the remaining balance will begin to accumulate interest.
Credit Card Minimum Payments Explained
What is a Minimum Payment on a Credit Card? | Discover | Credit Resource Center
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